World's First AI-Native Credit Card: Agricultural Bank of China Kimi Co-Branded Credit Card Opens for Application

Agricultural Bank of China has partnered with Kimi Intelligent Assistant to launch a co-branded credit card and open applications. The card is defined as the world's first AI-native credit card, with American Express as the card organization and a Platinum card level.

This cooperation marks AI products further penetrating the traditional financial services sector. Users who apply for the card can obtain Kimi membership benefits and co-branded merchandise, deeply binding AI services with daily consumption scenarios.

For AI vendors, this is a new path to explore commercial monetization. Expanding the user base through financial co-branding and improving product stickiness helps promote the implementation of large model applications.

This measure also reflects financial institutions' emphasis on the AI ecosystem. Leveraging popular AI products to attract young customer groups achieves fusion innovation of banking services and intelligent technology.

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